How it works

invest in real state

You make one investment

diversify

We build you a diversified real estate portfolio

return on your investment

You earn up to an 8-10% return on your investment

rebalance your portfolio

We rebalance your portfolio to keep you diversified

You make one investment and we do the rest.
Open an account in minutes.

If you use one of our supported banks, you can immediately transfer funds into your AlphaFlow account.

capital one
chase
bank of america
bbt
citi
fidelity
navy federal
pnc
sun trust
td bank
usaa
us bank
wells fargo

We build you a diversified portfolio

Alphaflow partners

AlphaFlow partners with top loan originators around the country.

invest

Our team of experts underwrites each loan across 50+ factors and invests in the best ones.

diversification

We split your investment between 75-100 loans, giving you true diversification.

You get paid automatically

We keep you diversified

We’ll constantly rebalance your investments to keep your portfolio optimized.

keep you diversified

FAQ

Account Setup

AlphaFlow is a registered investment advisor that helps investors passively invest in a diversified portfolio of real estate loans. Due to current SEC restrictions, we are limited to working with accredited investors at this time.

The SEC defines ‘Accredited Investor’ under Rule 501 of Regulation D to include a natural person with (1) a net worth or joint net worth with the person’s spouse exceeding $1 million, not including the value of the primary residence, and / or (2) annual income of $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income in the current year.

AlphaFlow charges a 1% annualized asset management (“AUM”) fee. There are zero trading fees and no “nickel and dime” hidden costs.

Our account minimum is $10,000 which allows us to provide an optimized allocation across 75-100 real estate loans. We currently accept funds via bank transfer (ACH). ACH allows you to move funds directly between a checking or savings account and your AlphaFlow account. Once you confirm your bank account by logging in to the bank in question or identifying two very small deposits that we send to the desired account, we transfer your money electronically and allow you to make additional deposits at any time. In most cases, bank transfers will be deposited into your AlphaFlow account within 2-3 business days. Please note that any small deposits sent to your bank account for verification purposes will be withdrawn from that bank account within 10 business days.

To deposit funds, log into your AlphaFlow Portfolio and click the “Transfer Funds” button. When the funds arrive, we will send you an email confirming receipt.

These services are offered by Facebook and LinkedIn as a service so you can sign into your favorite sites using your username and password for those sites. Just click the “Log in with Facebook” or “Log in with LinkedIn” button anytime you’re presented with a sign-in prompt.  We will never post to either of these sites on your behalf.

Using the Site

We’re flattered you asked. Learn more about us here.

Absolutely. In order to invest and manage our client’s portfolios, we built a number of tools and we offer these free to our clients as a courtesy. To highlights include:

  • The AlphaFlow Exchange lists investments from real estate crowdfunding platforms around the industry. It’s an easy way to compare deals from multiple sites all in one place.
  • AlphaFlow tracking allows you to connect your other accounts from around the P2P industry and easily manage your portfolio. As we build more tools for our internal use, we’ll roll them out to you as well as a courtesy. We unfortunately do not have every platform connected, but we’re adding more all the time.

The SEC defines ‘Accredited Investor’ under Rule 501 of Regulation D to include a natural person with (1) a net worth or joint net worth with the person’s spouse exceeding $1 million, not including the value of the primary residence, and / or (2) annual income of $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income in the current year.

We’re always looking to improve our data and if there is something that isn’t correct on your dashboard, we’re eager to fix it. Please just let us know what investment and what information is incorrect, and we will review it promptly. Please reach out at invest@alphaflow.com.

If you’re interested in joining our team, please send us an email at careers@alphaflow.com with a resume or LinkedIn profile, along with a note on why you’re interested in AlphaFlow. No formal cover letter is needed. Please no 3rd parties.

Absolutely not! We hate spam as well. We’re going to add notifications, newsletters, and perhaps other communications as we grow but you’ll be able to unsubscribe from any and all of them at any time.

Security

AlphaFlow adheres to the same security encryption standards as your bank. We support browsers that use 128-bit encryption, which is just a means of scrambling information when it’s sent, in this case, between your device and AlphaFlow. Information that is encrypted at one end is then decrypted when it’s received at the other end. It’s the strongest and most secure form of encryption that is generally available in internet browsers today.

To host your data, we use Amazon Web Services (“AWS”). Physical access is strictly controlled both at the perimeter and at building ingress points by professional security staff utilizing video surveillance, intrusion detection systems, and other electronic means. Authorized staff must pass two-factor authentication a minimum of two times to access data center floors. If someone were able to get past all that security and break into a server, they would then have to crack several layers of authentication and military-grade 256-bit encryption to access your data. Translation: even if someone walked out with our hard drives, it would take them BILLIONS of years using the world’s fastest supercomputer to crack your encrypted data.

Here are a few tips to help keep you safe online:

Keep your LinkedIn and Facebook passwords safe – don’t share them with anyone.

Mix it up–make sure that your password includes numbers and capital letters.

Use virus protection and a firewall on any computer you use to access AlphaFlow.

Don’t install programs from people or companies you don’t know.

Learn to prevent identity theft and identify phishing attempts.

No, because AlphaFlow does not require any personally identifiable information for you to create an account.

Platforms

We’re always eager to onboard new platforms.  Please just reach out to us at contact@alphaflow.com and tell us a bit about your platform and why it might be a good fit.