How Do We Create AlphaFlow Optimized Portfolios?

Since we believe that passive income investing should truly be passive to the investor, we have created a proprietary method that ‘optimizes’ your investment with smart automation, analytics, algorithms, and our expert portfolio managers. Here’s how we optimize, so you don’t have to:

Max 75%


up to






The Missing Piece Of Your Investment Portfolio

A truly simple way to include diversified, passive income-producing real-estate loans in your portfolio.

AlphaFlow Optimized Portfolios were created with diversification – and truly passive income investing – in mind. Adding AlphaFlow Optimized Portfolios of 75-100 real estate loans to your investment allocation can help you:
  • Generate income: AlphaFlow investments may provide a steady stream of income to help supplement your current income, fund your next startup, fund your retirement, or fund your next adventure.
  • Provide stability: Real estate has a low, and in some cases, negative, correlation with other major asset classes. Until now, this asset class has not been this easy to access, since it is usually only available through private investment channels.
  • Minimize Risk: We take steps to minimize risk, including by building a personal diversified portfolio of 75-100 loans at conservative LTVs backed by real estate across 15+ states.

Are you missing out on the benefits of a truly diversified portfolio? AlphaFlow can help.

My Portfolio
The allocations here are presented for illustrative purposes only and no specific allocations or weighting are recommended. Investors should consult with their own legal, financial, and tax advisors.

What’s In AlphaFlow Optimized Portfolios?

Short term real estate loans, aka private money loans, aka bridge loans, aka an asset class previously inaccessible to most people.



Your capital is invested in real estate loans secured by residential homes. AF Optimized Portfolios target a conservative LTV of 75%.



AF Optimized Portfolios invest in real estate loans with short durations, between 6 to 12 months that typically yield up to 8-10%.



Your personal portfolio is diversified across a broad range of 75-100 loans across 15 states, various cities, property types, loan amounts and loan duration.



We partner with established lenders and only select loans after a rigorous review and selection process that includes over 50 unique elements.

Passive Investing Should Really Be Passive

  • Auto-reinvest: The only thing better than earning passive income is having your earnings reinvest themselves automatically so that you earn even more. You control whether you want to re-invest earnings automatically, or take your earnings out anytime.
  • Auto-Rebalancing: Our proprietary rebalancing algorithm reviews each portfolio daily, ensuring that your investment remains diversified.
  • Auto-Withdraw: We want you to have the most flexibility with your portfolio. With auto-withdraw, you can take your distributions out automatically whenever you receive them.

Investment Results in the Real Estate Space

Blended LTV
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Fully Invested Date: May 2016
Blended LTV
Blended Net Interest Rate
Fully Invested Date: Sep 2016
Blended LTV
Blended Net Interest Rate
Fully Invested Date: Dec 2016
  • AlphaFlow was founded by veterans in the fintech and real estate industries who brought real estate investing online through the JOBS Act and crowdfunding in 2013.
  • AlphaFlow, est. 2015, is a registered investment advisor headquartered in San Francisco, CA.
  • AlphaFlow funds were the first of their kind, allowing investors to access fractional real estate loans online through a fund structure.
  • AlphaFlow Optimized Portfolios are the next evolution of real estate loan investing and provide an easy way for individual accredited investors to access, invest in, and earn passive competitive returns.

Are You Ready to Add AlphaFlow Optimized Portfolios To Your Investments?

We took the best practices of investment management such as diversification, rebalancing, and institutional-quality data analytics, and automated them so that investors could receive these benefits without the high fees and high minimums of traditional real estate investing. It is ultimately a simpler, more intelligent way to invest in real estate!

  • A truly passive real estate investing experience – make your investment and we do the rest.
  • A single, low sum is diversified across 75 – 100 real estate loans.
  • Your personal portfolio is built, optimized and constantly rebalanced.
  • Professional management and expert advice from our experienced portfolio managers.
  • Smart automation and algorithms enhance performance and minimize risk.
  • A low 1% AUM fee ensures more of your money is put to work*.
  • Returns of up to 8-10% with monthly interest payments that can be withdrawn or reinvested.
  • A secure, online dashboard and 24/7 access to your portfolio and returns.
*AlphaFlow may charge servicing, origination, or other fees in certain circumstances on certain real estate loans in your portfolio which will always be disclosed.
AF Dashboard