Account Setup

AlphaFlow is a platform built to help accredited investors organize and better understand their Peer-to-Peer (“P2P”) investment portfolio. While we are currently in private beta, anyone with at least one active investment on one of our current platforms is eligible to sign up.

The SEC defines ‘Accredited Investor’ under Rule 501 of Regulation D to include a natural person with (1) a net worth or joint net worth with the person’s spouse exceeding $1 million, not including the value of the primary residence, and / or (2) annual income of $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income in the current year.

Lending Club and Prosper are set up a bit differently than the other platforms in that they require you to take an extra step to give 3rd parties like AlphaFlow access. It just takes a minute though, and we’ll walk you through it! To connect your Prosper account:

1. Go to this LINK.

2. You’ll see a box that titled “API Settings.” Your username will be the same as what you used to log in, but you’ll need to choose a UNIQUE password.

3. While it isn’t required, we do not currently have trading available on AlphaFlow so we recommend you check the box which says “Make your API Credentials Read Only (you will not be able to invest through the API).”

4. Click the orange Change button.

5. Log in to AlphaFlow, and on the Platforms page, input your username and your new UNIQUE password.

6. That’s it! You’re now set and we’ll update your accounts automatically!

Lending Club and Prosper are set up a bit differently than the other platforms in that they require you to take an extra step to give 3rd parties like AlphaFlow access.  It just takes a minute though, and we’ll walk you through it! To connect your Lending Club account:

1. Log into your Lending Club account to get your Account Number (also known as “Investor ID”) from the summary page.

2. To get your API key, go to this LINK

3. At the bottom of the page, you’ll see a link saying, “Click here to request access to Lending Club’s API.” Click the link and sign in to your Lending Club account.”

4. Please follow the instructions from Lending Club to request your API key. They will ask you to accept the “Lending Club API License and Terms and Conditions” as well as the “Supplement to Investor Agreement.”

5. Once completed, you’ll find your API Key under Settings (it’ll be a long string of numbers, letters and symbols -> often as long as 30 characters).

api-300x68

 

6. Log in to AlphaFlow, and on the Platforms page, input your Account Name and API Key.

7. That’s it! You’re now set and we’ll update your accounts automatically!

AlphaFlow is a free service and while we may add premium services at some point, what you’re able to do now is 100% free and will remain that way.

These services are offered by Facebook and LinkedIn as a service so you can sign into your favorite sites using your username and password for those sites. Just click the “Log in with Facebook” or “Log in with LinkedIn” button anytime you’re presented with a sign-in prompt.  We will never post to either of these sites on your behalf.

Using the Site

We’re flattered you asked. Learn more about us here.

The SEC defines ‘Accredited Investor’ under Rule 501 of Regulation D to include a natural person with (1) a net worth or joint net worth with the person’s spouse exceeding $1 million, not including the value of the primary residence, and / or (2) annual income of $200,000 in each of the two most recent years, or joint income with a spouse exceeding $300,000 for those years and a reasonable expectation of the same income in the current year.

We’re always looking to improve our data and if there is something that isn’t correct on your dashboard, we’re eager to fix it. Please just let us know what investment and what information is incorrect, and we will review it promptly.

If you’re interested in joining our team, please send us an email at contact@alphaflow.com with a resume or LinkedIn profile, along with a note on why you’re interested in AlphaFlow. No formal cover letter is needed. Please no 3rd parties.

Our goal at AlphaFlow is to give you a full picture of your P2P investment portfolio.  We’re continuing to add platforms, and we’d love to hear what you’d like to see on the site next.  You can either let us know through your Profile page, or email us at contact@alphaflow.com.

Absolutely not! We hate spam as well. We’re going to add notifications, newsletters, and perhaps other communications as we grow but you’ll be able to unsubscribe from any and all of them at any time.

Simply log in to your account, go to your Profile (it’s linked right under your picture in the top left corner), and follow the instructions to delete your account.

Security

We need your login user name and passwords so that we can help you organize and manage your P2P investment accounts. We use this information to establish a secure connection with the platforms. This enables us to download and categorize your transaction information securely and automatically.

AlphaFlow adheres to the same security encryption standards as your bank. We support browsers that use 128-bit encryption, which is just a means of scrambling information when it’s sent, in this case, between your device and AlphaFlow. Information that is encrypted at one end is then decrypted when it’s received at the other end. It’s the strongest and most secure form of encryption that is generally available in internet browsers today.

To host your data, we use Amazon Web Services (“AWS”). Physical access is strictly controlled both at the perimeter and at building ingress points by professional security staff utilizing video surveillance, intrusion detection systems, and other electronic means. Authorized staff must pass two-factor authentication a minimum of two times to access data center floors. If someone were able to get past all that security and break into a server, they would then have to crack several layers of authentication and military-grade 256-bit encryption to access your data. Translation: even if someone walked out with our hard drives, it would take them BILLIONS of years using the world’s fastest supercomputer to crack your encrypted data.

Here are a few tips to help keep you safe online:

Keep your LinkedIn and Facebook passwords safe – don’t share them with anyone.

Mix it up–make sure that your password includes numbers and capital letters.

Use virus protection and a firewall on any computer you use to access AlphaFlow.

Don’t install programs from people or companies you don’t know.

Learn to prevent identity theft and identify phishing attempts.

No, because AlphaFlow does not require any personally identifiable information for you to create an account.

Platforms

We’re always eager to onboard new platforms.  Please just reach out to us at contact@alphaflow.com and tell us a bit about your platform and why it might be a good fit.